I thoroughly agree!!!
While I do love my new car, I miss my 93 plymouth voyager! it was PAID IN FULL!!!! minimal insurance... BUT it was terrible in the winter and now it needs a new fuel pump, oxygen sensor, etc... so it is going to sit for my son when he is ready for it...
I did NOt want to go into debt especially now and especially over a vehicle, however being the only one driving in the house, and getting everyone back and forth to work and school, it was a necessity... Could I have done better? Probably... ok yes, if I had more time... but time was not on my side and my insurance now is only $25 more / month than it was with basic coverage and I have a reliable vehicle... believe me I have agonized over this for a week trying to justify it... my heart has finally stopped racing and the anxiety has subsided... but if I had more time and money, yes, I would have stayed with my klunker!!!!